With the davit hoist securely attached to the special bracket on that dock bollard so it could pivot, alan utilized the motor hoist to raise me off my wheelchair seat. alan’s sister & brother-in-law lifted my empty wheelchair into the boat and then helped position me above my wheelchair.. Laurie hoirup was on a ramp between the boat and dock when the boat shifted and caused the ramp to fall into the water. that brought hoirup and some of the other passengers down with it, he said. This boat insurance is designed to protect boat owners from those who don’t have insurance. medical coverage. boat insurance is designed to cover numerous financial aspects of any accident. while the repair or replacement of a boat is typically the most expensive aspect of any accident, there are a few exceptions to the rule..
